 Doorstep Loans To Your Door |
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Doorstep Loans £50 to £500 |
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Small, cash loans to your door - quick and easy application, affordable repayments |
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Doorstep Loans Explained |
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Doorstep loans are small cash loans that are delivered to your door and the manageable repayments are collected weekly, also from your doorstep, by your own friendly, local agent. Also known as door step loans, door to door loans, home collected loans, home collected credit or just home credit, the doorstep loan enables you to borrow between £50 and £500 over a period of up to 12 months. |
With a doorstep loan from www.loanstoyourdoor.co.uk there are no credit checks, meaning anyone can apply - good or bad credit history, arrears, defaults CCJs or turned down for a loan before does not affect your application for a door step loan because we look to the future and your ability to afford it moving forward and don't dwell on what may have happened in the past. Better still, there is no security needed so you don't need to own your own home - Local Authority Tenants, private tenants, living with friends or family ... all are absolutely fine.
Doorstep loans should not be confused with payday loans which offer a similar size loan but expect full repayment on your next payday – a doorstep loan has fixed repayments over a set period.
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Doorstep loans - simple, straightforward, cash loans to your door ... a little help when you need it most. |
How Much Can I Borrow ? |
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You can borrow any amount between £50 and £500 on a cash doorstep loan but we will only lend as much as we believe you can comfortably afford to repay. |
If you're looking for larger unsecured loans to your door click here where we have such loans available to a maximum £15,000.
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Cash loans of between £50 and £500 delivered straight to your door with larger loans also available. |
What Can I use The Money For ? |
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A doorstep loan offers you a fast cash solution when you need it most or, simply, a little help with life - when that emergency or unexpected bill lands on the mat ... |
... perhaps the car has broken down, the heating won’t work, the oven needs to be replaced, there’s a school trip you want your child to go on, maybe you want to do some decorating or home improvements or perhaps you just want that hard earned, long overdue holiday in the sun or to get married! Whatever you need the money for and how you spend it is totally up to you.
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A little help when you need it most - for any reason whatsoever. |
Who Can Apply ? |
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Anyone can apply for a doorstep loan and so if you think you have a poor credit rating or a bad credit history you are still welcome to apply. In fact, if you have arrears, defaults, even CCJs you can still apply and if you only work part-time, are retired, on benefits you will still be considered - so put us to the test! |
We consider each application on the applicant’s ability to repay the loan in the future and not on what may have happened in the past.
As these small cash doorstep loans are unsecured you do not need to be a homeowner in order to apply, council tenant, private tenant, living with parents etc is absolutely fine. We offer a national service meaning that you can apply wherever you live as long as it’s in the UK.
Doorstep loans for everyone.
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Doorstep loans for everyone - good or bad credit, homeowner or tenant, working full time, part time or even, in some cases, on benefits. |
How Much Will It Cost ? |
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We offer simple, small cash loans to your door with straightforward fixed repayments and absolutely no hidden charges. We make sure your loan is affordable and that you can comfortably manage the repayments. |
The exact monthly repayment depends on how much you borrow and over how long you wish to repay the loan but, rest assured, the repayments will be affordable, fixed, weekly repayments with absolutely no hidden costs or surprises!
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Fixed, affordable, weekly repayments with no hidden surprises. |
How Do I Repay ? |
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For a doorstep loan of up to £500 repayments can be over a maximum of 52 weeks and will be collected from your doorstep weekly or fortnightly at a time to suit you.The weekly repayment will be fixed and will not vary over time and with no hidden charges you will always be in control and know exactly where you stand. |
It will be explained to you that interest rates for doorstep loans may be higher than certain other loans because your loan is over a shorter period and may reflect the additional risk to the lender but rest assured we will not lend you the money until you understand and are happy with the terms and cost of repayments. You will also have your own payment book to enable you to track your payments over the agreed period of your home credit loan.
Your local agent will deliver your loan to your door and will also collect the regular repayments from you. Your agent does NOT receive commission on how much they lend. They are, however, incentivised on the repayments they collect. This means that your agent will not encourage you to borrow, or keep borrowing, more than you can comfortably afford to repay.
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Loans collected from your door each week by your own friendly, local agent. |
How Do I Apply |
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The online application form is very fast and simple it will take just a few short minutes to complete following which we will be able to give you an instant, in principle decision along with the full details of your loan ... repayment terms, weekly or monthly repayments, length of repayments etc before you make any agreement. |
We will ensure that you are happy with everything, can comfortably afford and fully understand your doorstep loan before you commit.
First of all you need to fill in the online application form for a door to door loan after which you will receive an instant decision, in principle. The application form is very simple and will only take a few short minutes to complete. If all is OK with your initial application you will then get to meet your friendly local agent who will arrange to visit you in order to discuss and agree your loan face to face. This is your chance to ask as many questions as you wish and to make sure you are 100% happy with your home credit loan before you make any commitment. Once you fully understand and are happy with everything you will then receive your doorstep loan.
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Simple online application that only takes a few minutes to fill in - instant, in principle, decision and cash loan delivered to your door - FAST. |
Alternatives |
If a doorstep loan is not what you're looking for then, don't worry, we have plenty of other options. If you're just looking for a little help short term then please visit our section on payday loans or, for larger amounts, our section on unsecured loans to your door or, for cash in a hurry and no credit checks, our section on logbook loans.
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Doorstep Loans
